I was thinking about money today. I am still amazed that we were able to adopt Becken without using our credit cards to help with the cost. Of course, if I really think back, it took us around 5 years to save up even half of the amount, knowing that at some point, we would beging the process. We had hoped to save the full amount before applying, but it turns out that we applied when we had about half of it. Lots of help from family and friends helped us make our goal, and believe you me, I was not shy about asking for help either.

My mind then took me to wonder about the financing of fertility treatments. My first fit from google sent me again to www.about.com. Here are the articles that they listed.

Financing Fertility
How to pay for your fertility treatments is a huge question that faces many couples. Insurance may or may not pay for anything, that leaves you with questions about how to afford these potentially costly treatments.

Using Your 401 (k)
Another option for some people may be to use some of the money in their 401(k) plan. There are conditions and penalties though.

Financing Infertility Treatments Using Government Retirement Funds
One of the most challenging obstacles faced by individuals seeking infertility treatments is cost. This is particularly true when infertility treatments (ex. IVF, IUI, IUIs, injectable fertility drugs, and monitoring tests) fall outside the scope of insurance.

Using your Flexible Spending Account (FSA) to Pay Your Donor
You may have thought about using your flexible spending account for medicines or surgical procedures but did you know the IRS says you can use it to pay donor and surrogate expenses including legal fees and psychological testing?

If any of these articles sound like they may be helpful, just click on the link.